The Basics of Organized Real Estate in Calgary - Mortgages

The Basics of Organized Real Estate in Calgary
Home Mortgages

Unless you are paying cash for a home you will need a home mortgage

There are two basic types of mortgage agents.

  1. Mortgage Agents that work for a bank
  2. Mortgage Agents that do not work for a bank
Most people go directly to their bank to get a mortgage. Because they feel the bank knows them, likes them and will be easier to deal with. And in most cases that is true.
Many people go to an independent mortgage agent that has access to many lenders and many different types of mortgages. Typically independent mortgage agents are highly motivated to get you a mortgage.  
Each type of mortgage agent has its advantages and disadvantages. It's worth your effort to talk to both types.
To a Realtor® the main thing before they start showing you homes is that you are pre-approved for a mortgage and are ready to buy when you see the home you want.
Mortgage Pre-Approval favors the buyer when the right property is found.
Here are a few agents I work with to help you get started.

Residential Mortgage Agents - Calgary & Area

Sarah Boudreau   403 969 5036   Jencor Mortgage   Sarah's Jencor Mortgage Website

Brad Gavin   403 968 5337   Mortgage Alliance   Brad's Mortgage Alliance Website

Renee Huse   403 804 5465   MMG Mortgages   Renee's MMG Mortgage Website

Matthew Kee   403 875 3323   Mortgage Architects   Matthew's Mortgage Architects Website

Jessy Bilodeau  403 889 6625  TD Mortgages  Jessy's TD Mortgage Website

Jackie Jones  403 803 6625  Mortgage Connection  Jackie's Mortgage Connection Website

Maria Quimsing  403 826 3922 RBC Mortgages Maria's RBC Mortgage Website

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.